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You may only use the Site if you are domiciled in the United States and you are 18 years old or older.
The purpose of the Site is to provide consumers with ability to receive comparative insurance quotations from the nationwide network of insurance agents, brokers and other licensed insurance providers (Providers), based on the information you have provided. Each Provider may have one or numerous companies with which they will provide you with the most competitive quote. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, we will refer that information to Providers which then may contact you directly if they are able to provide you with a quotation for insurance coverage. From time to time these Providers may ask for additional information they may need to obtain an accurate quote. By comparing up to five most competitive quotes received from up to three Providers, you will be able to select the most competitive quotes offered by thousands of insurance companies. In the event that we do not have sufficient participation on our network in your area, you may receive less than five offers.
We are not an insurance company and do not issue insurance contracts or bind coverage. We do not endorse or recommend any companies or insurance policies and we do not provide insurance, tax or financial advice. We do not guarantee that any of the insurance agents, brokers and/or companies to whom we may forward your information will contact you or agree to provide you coverage. We are not responsible in any way, for the conduct of the insurance agents, brokers or companies to whom we forward your insurance quotation requests. If you need personal advice, explanation of coverage, assessment of needs or specific policy recommendations, consult with a licensed insurance agent, broker, or other qualified professional. We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.
THERE IS NO CHARGE TO YOU FOR USE OF THE SITE.
1. Account and Password: When you establish an account on the Site we may issue a password with a user name to be kept in strict confidentiality. You are responsible for all and any activity on your account and password. You shall immediately notify us of any unauthorized use of your password or account and be sure to exit from your account at the end of each login. It is your responsibility to control access to and use of your account and safekeeping of password and dissemination to other providers in your office who may access your account name and password. We will not be responsible or liable for any loss or damage arising from your failure to comply with this provision.
2. User agrees that, the User Information referred to you by this Site shall not be used in any way other than intended. Your conduct with regards to persons whose information you received for the above expressed purpose shall not be used in an unlawful, threatening, harassing, tortuous, defamatory, vulgar, obscene, libelous, deceptive, fraudulent way. No material should be posted or transmitted to the Site that contain explicit, or graphic depictions of accounts of sexual nature (including language of a violent or threatening nature directed at another individual or group of individuals). Any act toward any person, whose information was obtained through this Site, including invasive, or hateful, behavior, or conduct, would constitute a criminal offense or give rise to criminal and civil liability. Any transmission to our Site or to that referred by the Site individual's computer, that contain a virus or other harmful component, or false or misleading indications or statements of fact, will serve as cause of actions (including, but not limited to) immediate termination of the Provider relationships.
3. You also warrant and agree that you shall not: engage in spamming, flooding, harvesting of e-mail addresses or other personal information, "database spidering," or any other activity with the purpose other than expressed and agree to, or send chain letters. You agree that you will not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.
Any and all content, code, data or materials of the Site used by you does not grant to you ownership on the Site and is owned by the , which owns solely and exclusively, including but limited to, all rights, title interest, graphics, data, the look and feel, design and organization of the Site, and the compilation of the content, code, data and materials on the Site, including but not limited to all intellectual property and proprietary rights therein. Your rights are limited to viewing the content on the Site on your internet-compatible device and making single copies or prints of the content on the User Information displayed for your use solely for the purpose it was sent to you, and not for other commercial use. To use copy, reproduce, distribute or exploit any content, code, data or materials on the Site otherwise, may be in violation of copyright and other laws of the United States, as well as applicable state laws for such unauthorized use. Our trade name, trademarks, service marks and logo are copyright protected and are not to be used, copied or reproduced by anyone without the expressed and signed written agreement. Any third party's marks, logos etc., which may appear on the Site are the property of their respective owners and can not be used without their written consent.
WE HEREBY DISCLAIM ANY WARRANTIES THAT, MAY EXPRESS OR IMPLY THAT THE SITE OR THE SERVICES, OR FUNCTIONS, CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE. WHILE WE WILL ATTEMPT TO CORRECT ANY ERRORS OR DEFECTS OF THE SITE IN A TIMELY MANNER, NO GUARANTY OF: NON INTERRUPTION, DELIVERY OF EMAIL, OR ACCESS TO THE SITE AT ALL TIMES, WITHOUT ERRORS. ALL THE SERVICES ON THIS SITE ARE PROVIDED "AS IS," AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ACCESS TO DATA, DATA PROCESSING FUNCTIONS, OR ACCURACY, USEFULNESS OF CONTENT, OR LOSS OF INFORMATION. YOU ARE RESPONSIBLE FOR MAINTAINING ALL USER SUBMITTED INFORMATION AND SHOULD RETAIN ALL SUCH DATA AND INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE SITE FAILS OR ITS ACCESS IS UNAVAILABLE, OR THE DATA OR INFORMATION IS CORRUPTED OR LOST. WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED HEREBY. IF ANY TERM OR STATEMENT FOUND HEREIN MAKE YOU RELUCTANT OR DISSATISFIED WITH THE USE OF THE SITE, WE RECOMMEND TO EXIT AND TO DISCONTINUE USING THE SITE. WE DISCLAIM ANY AND ALL LIABILITY IN THE EVENT THE SITE PROPRIETOR/S OR ANY OF DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR PROVIDERS OF CONTENT OR A SERVICE ARE VIEWED LIABLE FOR ANY DIRECT, INDIRECT, CONTRIBUTIVE, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO USE OF, OR THE INABILITY TO USE THE SITE'S, OR ITS CONTENT, MATERIALS, FUNCTIONS OR APPLICATIONS, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED OR PERCEIVED PROFITS OR LOST BUSINESS OR LOST SALES.